Welcome to the Informational Website for the Campagna v. TD Bank Class Action Settlement

If you opened a TD Cash Secured Credit Card on or after May 20, 2015, but before January 18, 2022, you may be entitled to benefits from a class action settlement.

A settlement has been reached in a class action lawsuit in the United States District Court for the District of New Jersey titled Campagna v. TD Bank, N.A., Case No. 1:20-cv-18533-KMW-SAK (D.N.J.) (the “Action”). In the Action, five people who have held TD Cash Secured Credit Cards allege that TD Bank, N.A. (“TD Bank”) improperly failed to graduate TD Cash Secured Credit Card holders to an unsecured TD Bank credit card. The lawsuit contends that TD Bank acted improperly by not automatically graduating TD Cash Secured Credit Card holders who used their cards for seven consecutive billing cycles without a default. The lawsuit contends, among other things, that TD Bank promised in its credit card agreement to graduate cardholders in these circumstances. TD Bank disputes that contention and denies that it engaged in any wrongdoing. The Court has not decided which side is right.

The judge overseeing the case granted Final Approval of the Settlement on February 23, 2023. The Settlement is expected to become final on March 30, 2023. Once the Settlement is final, payments will be sent to Settlement Class Members who have not opted out.

Current and former holders of TD Cash Secured Credit Cards who opened their TD Cash Secured Credit Card on or after May 20, 2015, but before January 18, 2022 (“Class Period”), and who, through August 29, 2022, maintained their account for seven consecutive billing cycles without committing an act of default but were not graduated to an unsecured TD Bank credit card in the cycle following that seven-month period, may be eligible to receive a check.

Read this website and the Long Form Notice carefully. The Notice advises you of the benefits that may be available to you under the Settlement and your rights and options as a Settlement Class Member. These rights and options are explained in this Settlement Website and also the Long Form Notice.

Your Legal Rights and Options in This Settlement
Do Nothing and Receive a Check If you are entitled under the Settlement to a check, you do not have to do anything to receive it. Once the Settlement becomes final and effective, and if you are in the Settlement Class, a check will be mailed to the address you maintain(ed) with TD Bank, and you give up your right to bring your own lawsuit against TD Bank about claims related to graduation from a TD Cash Secured Credit Card to an unsecured TD Bank credit card during the Class Period.

Please go to the Update Personal Info page to confirm your mailing address for delivery of your check.
Exclude Yourself from the Settlement The deadline for all Settlement Class Members to exclude themselves from the Settlement passed on January 27, 2023.

Exclusions are no longer accepted.
Object The deadline for all Settlement Class Members to object to the Settlement passed on January 27, 2023.

Objections are no longer accepted.
Go to a Hearing The Court held the Final Approval Hearing on February 23, 2023.